Tag Archives: Term Life Insurance

Protect Your Family’s Future with Life Insurance

Protect Your Familys Future with Life Insurance

By Richard A. McGrath, CIC, LIA Death is a subject that makes most people uncomfortable, but have you ever stopped to think about what will happen to your family when you die? How will your family manage financially? Life insurance is a simple solution to this difficult question, yet more than 40 percent of Americans […]

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Test Your Life Insurance Knowledge in Five Minutes

By Richard McGrath, CIC, LIA Do you know enough to make informed decisions about your life insurance?  To find out, take the following test.  It should take only about five minutes to complete. Last year, we invited readers to test their knowledge of health insurance.  As we did then, we will present 10 statements, which […]

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Insurance Is Not a Commodity

By Richard A. McGrath, CIC, LIA The Internet is a great place to buy books, clothing, tools, sporting goods and other commodities. However, it may not be the best place to buy your insurance coverage because insurance is not a commodity. A commodity is a standardized product, such as grain, oil or gold.  When you buy a commodity, you […]

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Insure Your Love with Life Insurance

By Megan Cooney, Marketing Assistant Is it possible to insure the love you have for your family? How can you make sure your loved ones are protected and financially secure even after your death? Life insurance is an investment that ensures your family has the coverage they need in the event of your passing. The […]

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Advice for Planning Your Estate

By Megan Cooney, Marketing Assistant “For tomorrow belongs to the people who prepare for it today,” goes an African Proverb. And in a world full of uncertainties, it is best to plan for the future of our loved ones today. Estate planning is the process by which an individual or family arranges the transfer of […]

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Beware of Changing Needs With Life Insurance

By Richard A. McGrath, CIC, LIA As your life changes, so should your life insurance. It is worth reviewing your life insurance policy not only periodically, but whenever there is a major change in your life.  Anything that changes your financial status will likely affect your life insurance needs.  Marriage or divorce, a new job […]

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How Much Life Insurance Do You Need?

By Richard A. McGrath, CIC, LIA Most people recognize the need for life insurance, but they typically don’t know how much or what kind of life insurance to buy. So how much do you need?  It depends on your financial goals, your lifestyle and other factors.  Life insurance serves many uses, but its most important […]

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