Tag Archives: Life Insurance

Protect Your Family’s Future with Life Insurance

Protect Your Familys Future with Life Insurance

By Richard A. McGrath, CIC, LIA Death is a subject that makes most people uncomfortable, but have you ever stopped to think about what will happen to your family when you die? How will your family manage financially? Life insurance is a simple solution to this difficult question, yet more than 40 percent of Americans […]

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4 Common Myths About Life Insurance Busted!

4 Common Myths About Life Insurance Busted

Life insurance is probably one of the most important purchases you will make, yet more than 40 percent of Americans don’t have it, according to the 2015 Insurance Barometer Study by Life Happens and LIMRA. In honor of Life Insurance Awareness Month (LIAM), we are setting the record straight on these four common myths. Myth […]

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Protecting Your Children When They Go Off To College

By Richard A. McGrath, CIC, LIA You might not always be there to protect your kids while they’re away at college, but your insurance coverage can. College is where young adults learn how to  live independently for the first time, making them susceptible to theft, illness, accidents and other problems that they either didn’t typically […]

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Choosing the Right Life Insurance for Your Estate Planning Needs

By Richard A. McGrath, CIC, LIA Life insurance has long been recognized as an ideal funding tool for estate planning, but it’s also important to choose the right life insurance policy for your estate planning needs. One reason life insurance works so well is that the death benefit is paid out when the individual who […]

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Test Your Life Insurance Knowledge in Five Minutes

By Richard McGrath, CIC, LIA Do you know enough to make informed decisions about your life insurance?  To find out, take the following test.  It should take only about five minutes to complete. Last year, we invited readers to test their knowledge of health insurance.  As we did then, we will present 10 statements, which […]

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5 Life Events When You Should Consider Life Insurance

5 Life Events When You Should Consider Life Insurance

Life insurance isn’t meant for the dead. It’s meant for the living. A life policy is the ultimate way to show our loved ones how much we care by providing them with the financial protection and security they need to go on living when the unthinkable happens. Life insurance ensures that our children can afford an […]

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Donating a Life Insurance Policy to Charity

Donating a Life Insurance Policy to Charity

We invest in life insurance because we love our family and want to protect them. The right policy can ensure that our loved ones have the financial stability they need at a time when they need it most. But, what if we no longer have a need for that policy or, if there are no […]

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How Life Insurance Can Reduce Your Taxes

By Richard McGrath, CIC, LIA Life insurance can serve many purposes, but there’s one use you may not be aware of – it can reduce your taxes. Cash-value life insurance, also known as permanent life insurance, can not only reduce your taxes while you’re living, it can protect your heirs from both income taxes and […]

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Insure Your Love with Life Insurance

By Megan Cooney, Marketing Assistant Is it possible to insure the love you have for your family? How can you make sure your loved ones are protected and financially secure even after your death? Life insurance is an investment that ensures your family has the coverage they need in the event of your passing. The […]

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Advice for Planning Your Estate

By Megan Cooney, Marketing Assistant “For tomorrow belongs to the people who prepare for it today,” goes an African Proverb. And in a world full of uncertainties, it is best to plan for the future of our loved ones today. Estate planning is the process by which an individual or family arranges the transfer of […]

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