Tag Archives: Home Insurance

3 Types of Insurance that College Students Need

3 Types of Insurance that College Students Need

By Richard A. McGrath, CIC, LIA It’s getting closer to back to school time, which means parents are busy buying their kids the essentials for college life, from bed sheets and toiletries to snacks and food for the mini fridge. However, most likely you’re forgetting about an important item to review that isn’t included on […]

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4 Emerging Risks for Today’s Homeowners

4-emerging-risks-for-todays-homeowners

By Richard A. McGrath, CIC, LIA Are you a homeowner or soon-to-be homeowner? Or maybe you have an expensive wine collection, jewelry collection or art collection? Homeowners and collectors have a significant amount to lose. As a homeowner, there are a few emerging risks that could greatly impact you and your financial security. Risk #1: […]

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Does My Homeowners Insurance Cover Home Improvement Projects?

Does My Homeowners Insurance Cover Home Improvement Projects?

By Richard A. McGrath, CIC, LIA Are you planning on making updates or renovations to your home this spring? Maybe you’re thinking of remodeling your kitchen or bathroom, or you finally decided to finish your basement or build that addition onto your house. Before you start construction on these types of projects, it’s important for […]

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Are My Pets Covered by My Insurance Policy?

Are My Pets Covered by My Insurance Policy

By Richard A. McGrath, CIC, LIA Our pets are members of the family and we love them unconditionally, even when they misbehave. The 2015-2016 National Pet Owners Survey conducted by the American Pet Products Association (APPA) found that 65 percent of U.S. households or approximately 79.7 million families own a pet. Additionally, the survey found […]

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10 Common Homeowner Coverage Gaps

10 Common Homeowner Coverage Gaps

Do you know if your home is fully insured after a total loss? Or, how about if you have coverage for water backup from sewers, drains, or sump pumps? In the event of a claim, the last think you want to worry about is if you’re covered. Reviewing your policy with an independent agent today […]

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6 Maintenance Tips to Prepare Your Home for Spring

6 Maintenance Tips to Prepare Your Home for Spring

Spring is in the air, and it has been for quite some time. This year’s winter may have been mild for the most part, but that doesn’t necessarily mean that your home isn’t in need of some repairs. Keep in mind these six tips to maintain your home this spring, and to help avoid costly […]

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4 Steps to Take When Your Home Heating Oil Tank is Leaking

4 Steps to Take When Your Home Heating Oil Tank is Leaking

Most home heating oil tanks that are properly maintained will never experience a leak or spill, according to the Massachusetts Department of Environmental Protection (DEP). However, in the event you do experience a spill or another type of oil release, would you know what to do next? Prompt cleanup after a spill or release can […]

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5 Tips for Hiring a Roofing Contractor for Your Home

5 Tips for Hiring a Roofing Contractor for Your Home

After a wind or hail storm, homeowners who have roof damage may be eager to hire the first contractor they meet. However, you need to be cautious when approached by unsolicited roofing contractors and company sales representatives who are offering a free inspection to check for damages after a storm. A good piece of advice, if you […]

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