Tag Archives: General Liability

General Liability Won’t Protect Your Business Against First Party Claims

General Liability Wont Protect Your Business Against First Party Claims

A commercial general liability (CGL) policy is standard coverage that protects your business from property damage claims, bodily injury claims, and/or personal and advertising claims that could put your business’s assets at risk. However, a common misconception about general liability is that it also covers your business for damages caused by you or your employees. In […]

Liquor Liability Tips for Holiday Party Hosts

Liquor Liability Tips for Holiday Party Hosts

Hosting a holiday party at your home or office is a great way to unwind and celebrate the season’s festivities with friends, family and coworkers. Although each guest should know his or her own limits, as a host, you could be found liable for property damage or personal injury relating to the alcohol consumption at […]

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Liquor Liability Insurance Protects Businesses

Liquor Liability Insurance Protects Businesses

Enjoying a glass of wine can be a great way to relax and socialize, but what would happen if the drinking were to get out of hand? If your business or establishment sells, serves, or assists in the purchase of alcohol, you could be held legally responsible for any injuries or damages caused by the […]

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Technology Creates Insurance Challenges

By Richard A. McGrath, CIC, LIA Technology is changing not only how we live, but how we insure ourselves and our property. That’s been the case in the past – air bags and computer chips have made today’s cars safer than ever before, while cellphones have made the highways more dangerous. But the impact of […]

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Celebrations Need Special Events Coverage

Celebrations Need Special Events Coverage

There are plenty of reasons worth celebrating: weddings, graduations, birthdays and more. However, each celebration poses a set of new and unique risks that need to be addressed. Special events coverage is a form of general liability insurance that is purchased strictly for the use of temporary events, usually lasting for a day or some […]

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Marathon Bombings Underscore Need for Terrorism Insurance

By Richard A. McGrath, CIC, LIA While the loss of life and injuries resulting from the Boston Marathon bombings are a great tragedy, the bombings caused another tragedy that understandably receives less attention – many businesses suffered significant losses as a result of the bombings and some may not be properly insured to cover the […]

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