By Richard A. McGrath, CIC, LIA It’s getting closer to back to school time, which means parents are busy buying their kids the essentials for college life, from bed sheets and toiletries to snacks and food for the mini fridge. However, most likely you’re forgetting about an important item to review that isn’t included on […]
By Richard A. McGrath, CIC, LIA Are you a homeowner or soon-to-be homeowner? Or maybe you have an expensive wine collection, jewelry collection or art collection? Homeowners and collectors have a significant amount to lose. As a homeowner, there are a few emerging risks that could greatly impact you and your financial security. Risk #1: […]
By Richard A. McGrath, CIC, LIA A recent study conducted by analysts at WalletHub, found that your level of vulnerability to identity theft and fraud may actually depend on what state you live in. According to the study, Massachusetts was ranked as the fourth highest state overall, and tied for the highest average loss amount […]
By Richard A. McGrath, CIC, LIA Are you planning on making updates or renovations to your home this spring? Maybe you’re thinking of remodeling your kitchen or bathroom, or you finally decided to finish your basement or build that addition onto your house. Before you start construction on these types of projects, it’s important for […]
By Richard A. McGrath, CIC, LIA Our pets are members of the family and we love them unconditionally, even when they misbehave. The 2015-2016 National Pet Owners Survey conducted by the American Pet Products Association (APPA) found that 65 percent of U.S. households or approximately 79.7 million families own a pet. Additionally, the survey found […]
You’re driving on the open road when all of a sudden you feel your eyes starting to droop. You shake it off and let out a big yawn. As you continue driving, your lids start to get heavier by the minute and you have trouble keeping your eyes focused on the road. You start to […]
Desk jobs can be very demanding on our bodies. This is because we’re not designed to stay in the same position all day. High blood pressure, bad cholesterol and obesity have all been linked to jobs that require workers to sit still for long hours at a time. So how can your business ensure the […]
By Richard A. McGrath, CIC, LIA With the holidays long gone, it’s time to get back to a more normal schedule. But first, be sure to take a few minutes to sit down with your trusted independent agent to review your current insurance policies. And after the season of giving, it’s important to ensure that […]
Are you planning on traveling abroad? Before you pack your bags, stop and think about whether your current health insurance plan will provide enough coverage while you’re out of the country. Most employer-sponsored health plans limit coverage to medical emergencies only when traveling outside of the U.S. But what if you need coverage for a […]
Did you recently sell your car, or maybe even donate it? Is your car going to be stored or undergoing repairs for an extended period of time? Or maybe you just got rid of your vehicle altogether. If so, it’s important that you follow these steps to cancel your plates and registration. You can now […]
