Tag Archives: Personal Articles Floater

Insure Your Engagement Ring with a Personal Articles Floater

Insure Your Engagement Ring with a Personal Articles Floater

Did that special someone pop the big question this Valentine’s Day? Congratulations! Now, before you even begin to plan out your wedding day, take some time to research how you can protect your engagement ring with the right insurance coverage. Odds are, thinking to insure your new ring won’t be the first thing to come […]

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Understanding Actual Cash Value and Replacement Cost

Understanding Actual Cash Value and Replacement Cost

Deciding on what coverage you need for your personal property can be a difficult task. Typically, a standard homeowner policy will protect your personal belongings only at a set percentage of your dwelling cost. The extent of this coverage will vary depending on the policy’s loss settlement clause. This clause determines what property will be […]

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Insuring Your Most Valuable Items

By Megan Cooney, Marketing Assistant You’ve spent all that money on the perfect ring for that special someone, so why not protect your investment? A personal articles floater policy may not pertain to everyone, but you should consider writing a policy if you own valuable items such as jewelry, furs, fine art, cameras, computers, china […]

Renters Need Insurance Coverage, Too

By Richard A. McGrath, CIC, LIA Just because you don’t own a home, it doesn’t mean you don’t need insurance. Renters insurance can provide much-needed protection and it is relatively inexpensive, yet most renters do not have it.  In fact, only 31% of renters – less than one in three – have renter’s insurance, according […]

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Valuable Property Requires Special Insurance

By Richard A. McGrath, CIC, LIA Everyone is different.  Some people have a passion for boats; others for antique cars.  Some collect stamps or coins; others collect art.  Some people consider their family heirlooms to be their most prized possession; others value their jewelry. Because everyone is different, we all have different insurance needs.  No […]

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