Tag Archives: Independent Agent

3 Types of Insurance that College Students Need

3 Types of Insurance that College Students Need

By Richard A. McGrath, CIC, LIA It’s getting closer to back to school time, which means parents are busy buying their kids the essentials for college life, from bed sheets and toiletries to snacks and food for the mini fridge. However, most likely you’re forgetting about an important item to review that isn’t included on […]

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4 Emerging Risks for Today’s Homeowners

4-emerging-risks-for-todays-homeowners

By Richard A. McGrath, CIC, LIA Are you a homeowner or soon-to-be homeowner? Or maybe you have an expensive wine collection, jewelry collection or art collection? Homeowners and collectors have a significant amount to lose. As a homeowner, there are a few emerging risks that could greatly impact you and your financial security. Risk #1: […]

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Identity Theft and Fraud: It can happen to anyone

Identity Theft and Fraud It can happen to anyone

By Richard A. McGrath, CIC, LIA A recent study conducted by analysts at WalletHub, found that your level of vulnerability to identity theft and fraud may actually depend on what state you live in. According to the study, Massachusetts was ranked as the fourth highest state overall, and tied for the highest average loss amount […]

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Protect Your Business Assets with a Commercial Umbrella Policy

Protect Your Business Assets with a Commercial Umbrella Policy

You understand the importance of having a personal umbrella policy, but do you have an umbrella for your business? A commercial umbrella policy, also referred to as an excess policy, provides an added layer of protection in the event of a major loss. This is an important coverage for businesses of all sizes to have. You might […]

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A New Year’s Resolution: Review Your Insurance with an Independent Agent

A New Years Resolution Review Your Insurance with an Independent Agent

As another year comes to a close, it’s time to start planning for what’s ahead in 2016. Are you looking for a New Year’s resolution that you can see all the way through? This year, make it a point to review your insurance policies with a local independent agent. A recent national survey conducted for Trusted […]

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5 Tips to Avoid Pothole Damage to Your Car

5 Tips to Avoid Pothole Damage to Your Car

For New England drivers, the roads have become a battlefield covered in potholes. However, potholes aren’t just an inconvenience for drivers, they are an expensive and dangerous result of a harsh winter. Potholes form when water from snow, ice and freezing rain seeps into roadway cracks. The water then freezes and expands, thus increasing the […]

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The Benefits of Earthquake Insurance in New England

The Benefits of Earthquake Insurance in New England

Living in New England, you might be asking yourself, is earthquake insurance worth it? Although New England doesn’t have a high frequency of quakes such as out in California, the answer might surprise you. Every state has some risk of damage from an earthquake, as illustrated by the 2008 U.S. Geological Survey National Seismic Hazard Map. The […]

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4 Easy Steps to Develop a Risk Management Program

4 Easy Steps to Develop a Risk Management Program

Risk is inherent in business. Although there are those that are considered “acceptable,” meaning the cost to eliminate the risk would outweigh the benefits, there are those that need to be dealt with immediately, or else they could have a catastrophic impact on your business. Risk management is a mitigation process that factors in elements […]

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What It Means to Work in the Insurance Industry

What It Means to Work in the Insurance Industry

What do you do for a living? Typically, the answer to this question tends to revolve around the title of our position. “I work in marketing.” “I’m an engineer.” “I work in insurance.” But, do these answers justify what we actually do for work? At our annual Employee Appreciation Luncheon, Richard McGrath, President and CEO […]

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5 Benefits of McGrath Insurance Group

5 Benefits of McGrath Insurance Group

There are plenty of things to worry about throughout your lifetime. At McGrath Insurance Group, we strive to provide each of our clients with a sense of Freedom from Worry®. Our account representatives always take the time to sit down and discuss a client’s unique insurance needs in order to find coverage they can have […]

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