Tag Archives: Home Inventory

3 Types of Insurance that College Students Need

3 Types of Insurance that College Students Need

By Richard A. McGrath, CIC, LIA It’s getting closer to back to school time, which means parents are busy buying their kids the essentials for college life, from bed sheets and toiletries to snacks and food for the mini fridge. However, most likely you’re forgetting about an important item to review that isn’t included on […]

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Does My Homeowners Insurance Cover Home Improvement Projects?

Does My Homeowners Insurance Cover Home Improvement Projects?

By Richard A. McGrath, CIC, LIA Are you planning on making updates or renovations to your home this spring? Maybe you’re thinking of remodeling your kitchen or bathroom, or you finally decided to finish your basement or build that addition onto your house. Before you start construction on these types of projects, it’s important for […]

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Valuable Articles Insurance: Protection for your Treasured Possessions

Valuable Articles Insurance Protection for your Treasured Possessions

By Richard A. McGrath, CIC, LIA With the holidays long gone, it’s time to get back to a more normal schedule. But first, be sure to take a few minutes to sit down with your trusted independent agent to review your current insurance policies. And after the season of giving, it’s important to ensure that […]

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Insure Your Engagement Ring with a Personal Articles Floater

Insure Your Engagement Ring with a Personal Articles Floater

Did that special someone pop the big question this Valentine’s Day? Congratulations! Now, before you even begin to plan out your wedding day, take some time to research how you can protect your engagement ring with the right insurance coverage. Odds are, thinking to insure your new ring won’t be the first thing to come […]

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9 Tips to Keep Your Family Safe During Hurricane Season

Smart preparations help protect homeowners during peak hurricane season. Read the official press release for nine preparation tips.

STURBRIDGE, Mass. – Now through late October is considered peak hurricane season. Smart preparations beforehand can help keep your family and property safe during a hurricane. “Being prepared in advance and taking the appropriate actions to protect your family and property can help to prevent or mitigate injury or losses,” said Richard A. McGrath, President and […]

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5 Preparation Tips to Deal with Natural Disasters

5 Preparation Tips to Deal with Natural Disasters

Every day we are reminded that disaster can strike at any time, any place. For the city of Worcester, disaster struck the day before Labor Day: an EF-0 tornado. Thankfully, the devastation was not as wide spread as that of the tornado that swept through the area in June of 2011. Yet, the storm was […]

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Summer Safety Tips

Summer Safety Tips

Summer is officially here! Although the warm season can be a fun and relaxing time, it can also expose us to new and unexpected risks. No matter what your plans are this season, stay prepared for the unexpected. Follow these summer safety tips to ensure your summer is not only fun, but safe. Summer Fun […]

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Hurricane Season is Flood Season

Hurricane Season is Flood Season

Coastal areas aren’t the only areas that experience the brunt of the strong winds and torrential rains of a hurricane or tropical storm. And with the hurricane season starting June 1, there is just one question left to ask. Are you covered? Eight out of the ten most expensive federally declared disasters were caused by […]

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Renters Need Insurance Coverage, Too

By Richard A. McGrath, CIC, LIA Just because you don’t own a home, it doesn’t mean you don’t need insurance. Renters insurance can provide much-needed protection and it is relatively inexpensive, yet most renters do not have it.  In fact, only 31% of renters – less than one in three – have renter’s insurance, according […]

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Your Homeowner’s Policy Might Not Cover You From All Storm Damage

By Richard A. McGrath, CIC, LIA Having a sewer back-up and damage to your home would be bad news, indeed.  But having a sewer back-up and finding out that your insurance doesn’t cover the damage would be far worse news. With the heavy rains of spring giving way to summer storms and hurricane season, it’s […]

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