Tag Archives: Auto Insurance

Are You Covered?

By Richard A. McGrath, CIC, LIA One benefit of insurance is the peace of mind that comes from knowing that you’re covered if something happens. But inadequate insurance provides a false sense of security.  Not all policies are alike and not all insurance carriers provide the same coverage; in fact, some policies may exclude common […]

Pay Attention! Distracted Driving Can Be Deadly

By Richard A. McGrath, CIC, LIA Americans are driven to distraction. They text, talk on their cellphones, eat, drink, read, program their GPS, adjust their radio, change CDs, groom themselves and talk to passengers while they drive.  In many cases, they pay more attention to their cellphones than they do to the highway. The results […]

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When the Other Driver In An Accident Is Not Properly Insured

By Richard A. McGrath, CIC, LIA It’s not enough to insure yourself.  You also have to protect yourself from those who aren’t insured or are underinsured. Since auto insurance is required by law in Massachusetts, anyone driving should have insurance, not only to protect themselves, but to cover costs related to an accident in case […]

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Putting A Well-Reasoned Perspective On The Value of Insurance

By Richard A. McGrath, CIC, LIA To understand the benefit of insurance, imagine a world without insurance. Not having insurance to help you manage the risks you face every day would have a negative impact on just about every facet of your life.  Consider just a few examples: Healthcare Our healthcare system today is expensive, […]

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Auto Fatalities Are Down, But Driving Is Still Hazardous

By Richard A. McGrath, CIC, LIA Today’s cars are safer than ever.  The same can’t be said for today’s drivers. Cell phones, road rage and a lack of attention to driving rules have combined to create an unsafe environment.  While laws have become tougher on people who drive under the influence of alcohol or drugs, […]

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How to Save Money On Your Auto Insurance

By Richard McGrath, CIC, LIA Until recently, Massachusetts was the only state in the country where the insurance commis­sioner set rates. As a result, it hardly mattered where you bought your auto insurance. Thanks to the introduction of a competitive mar­ket for auto insurance, Massachusetts consumers now have the freedom to choose the auto insurance […]

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