Tag Archives: Auto Insurance

Ride-Sharing and Car-Sharing May Not Be Worth the Risk

By Richard A. McGrath, CIC, LIA Ride-sharing services, such as Uber and Lyft, have become a popular alternative to using taxis or other means of transportation when a personal motor vehicle is unavailable. Already industry leader Uber has become so successful that the company is now valued at more than $40 billion. The success is […]

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Distractology Returns to Sturbridge to Educate Drivers on Distracted Driving

Distractology Returns to Sturbridge to Educate Drivers on Distracted Driving

Distracted driving affects us all but is proving to be especially dangerous for new drivers. That’s why McGrath Insurance Group is teaming up with the Arbella Insurance Group Charitable Foundation, Inc. and the Sturbridge Police Department to help put an end to distracted driving. We are pleased to announce that from Monday, May 18 through […]

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New Massachusetts Law Requires Headlights Turned On

New Massachusetts Law Requires Headlights Turned On

Massachusetts law will now require drivers to turn on their headlights and taillights whenever they use their windshield wipers. The new law goes into effect on April 7, 2015. The law also states that headlights and taillights must be turned on whenever a driver’s visibility is reduced to 500 feet due to insufficient light or unfavorable […]

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5 Tips to Avoid Pothole Damage to Your Car

5 Tips to Avoid Pothole Damage to Your Car

For New England drivers, the roads have become a battlefield covered in potholes. However, potholes aren’t just an inconvenience for drivers, they are an expensive and dangerous result of a harsh winter. Potholes form when water from snow, ice and freezing rain seeps into roadway cracks. The water then freezes and expands, thus increasing the […]

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5 Winter Driving Safety Tips

5 Winter Driving Safety Tips

Winter weather can transform the barren landscape into a winter wonderland. However, snow and ice are a recipe for dangerous driving conditions, and can make it difficult for tires to gain traction on the slick surface. While nobody enjoys driving in snow and ice conditions, there are measures you can take to improve your travel safety […]

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White, Wet Winter Predicted

By Richard A. McGrath, CIC, LIA “Wintery, white and wet.”  That’s how The Farmers’ Almanac sums up its prediction for this coming winter in the northeast. “We are red-flagging the first 10 days of January and the first week of February along the Atlantic seaboard for active wintry weather featuring bouts of heavy precipitation and […]

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3 Halloween Tricks Covered by Your Insurance

3 Halloween Tricks Covered by Your Insurance

Are you a homeowner worried about uncovering more tricks than treats this Halloween? Fortunately for you, some of the most common Halloween mishaps are covered by your existing insurance policies, according to the Insurance Information Institute (III). Trick #1: Vandalism On Halloween night, most homeowners dread those over-rambunctious tricksters who roam the neighborhood looking for […]

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Insurance Is Not a Commodity

By Richard A. McGrath, CIC, LIA The Internet is a great place to buy books, clothing, tools, sporting goods and other commodities. However, it may not be the best place to buy your insurance coverage because insurance is not a commodity. A commodity is a standardized product, such as grain, oil or gold.  When you buy a commodity, you […]

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When Is A Loss A Total Loss?

By Richard A. McGrath, CIC, LIA Evaluating whether a vehicle should be “totaled” after an accident and how much the owner should be reimbursed is not an exact science. Owners of motor vehicles can benefit from understanding what’s involved and what their rights are, as an accident in which a vehicle is “totaled” can be […]

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