Tag Archives: Auto Insurance

3 Types of Insurance that College Students Need

3 Types of Insurance that College Students Need

By Richard A. McGrath, CIC, LIA It’s getting closer to back to school time, which means parents are busy buying their kids the essentials for college life, from bed sheets and toiletries to snacks and food for the mini fridge. However, most likely you’re forgetting about an important item to review that isn’t included on […]

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How Do I Cancel my Plates and Registration?

How Do I Cancel my Plates and Registration

Did you recently sell your car, or maybe even donate it? Is your car going to be stored or undergoing repairs for an extended period of time? Or maybe you just got rid of your vehicle altogether. If so, it’s important that you follow these steps to cancel your plates and registration. You can now […]

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Do I Need to Buy Rental Car Insurance?

Do I Need to Buy Rental Car Insurance

By Richard A. McGrath, CIC, LIA A common question asked by drivers who are traveling on vacation is whether they need to purchase any additional insurance for their rental car. Before you finalize your rental plans, do a little research on your options to avoid wasting money on coverage you may already have through your […]

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The Takata Airbag Recall: Is My Rental Car Covered?

The Takata Airbag Recall Is My Rental Car Covered

Recently, the National Highway Traffic Safety Administration (NHTSA) more than doubled the size of the recalls on Takata airbags to 35-40 million vehicles. This figure is in addition to the 28.8 million airbags that have already been recalled. The root cause of the problem, according to the NHTSA, is the absence of a chemical drying […]

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Get the Auto Coverage You Want with Endorsements

By Richard A. McGrath, CIC, LIA Imagine having auto insurance coverage where your premiums don’t increase when you have an accident; having veterinary bills paid for if your pet is injured during an auto accident, or having coverage to pay for a new cellphone or laptop computer if they are damaged in an accident. Increasingly, […]

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Ridesharing: Am I Covered as a TNC Driver by my Personal Auto Policy?

Ridesharing Am I Covered as a TNC Driver by my Personal Auto Policy

The traditional meaning of ride-sharing has evolved in the emerging sharing economy. Today, ridesharing has become an increasingly popular way to make money. But ask yourself, is it worth the risk? Ridesharing companies such as Uber, Lyft and similar transportation network companies (TNCs) connect people to “for-hire” drivers through the use of a mobile application. Drivers […]

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Protecting Your Children When They Go Off To College

By Richard A. McGrath, CIC, LIA You might not always be there to protect your kids while they’re away at college, but your insurance coverage can. College is where young adults learn how to  live independently for the first time, making them susceptible to theft, illness, accidents and other problems that they either didn’t typically […]

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