Tag Archives: Affordable Care Act

How will the Affordable Care Act Affect Consumers?

With its beautiful fall foliage, October is a month of many changes. However, the leaves aren’t the only things to change this autumn. October 1, 2013 marked the start date of the open enrollment process for the Affordable Care Act (ACA) Health Insurance Exchange/Marketplace. Yet, with all the ongoing changes to the healthcare reform and […]

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Find Out What You (Don’t) Know About Health Insurance

By Richard A. McGrath, CIC, LIA Based on a recent survey, Americans have an unhealthy lack of knowledge about health insurance. LIMRA, an insurance trade organization, surveyed more than 2,000 consumers throughout the country, asking them 10 questions about their health insurance. Considering that they were true-or-false questions, anyone taking the survey could guess and […]

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Time to Trade-In the Cadillac Health Plan

By Richard A. McGrath, CIC, LIA In a few years, millions of Americans will likely be trading in their Cadillacs for Corollas. We’re not talking about cars.  The government invested billions into General Motors, so driving a Cadillac would be protecting your investment. But if you have a “Cadillac” health plan – one that costs […]

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Affordable Care Act Isn’t

By Richard A. McGrath, CIC, LIA Calling something “affordable” doesn’t make it so. Even without considering its impact on health insurance premiums, the Patient Protection and Affordable Care Act has an estimated cost of about $1 trillion, making it the most expensive new law in history.  And the real cost of healthcare reform is likely […]

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Healthcare Reform Will Hurt Hospitals

By Richard A. McGrath, CIC, LIA Hospital News Many hospitals are closing, merging or experiencing deep financial problems.  But if proposed healthcare reform being debated by Congress becomes law, the financial condition of hospitals will become even worse and the quality of healthcare will suffer. How much worse financial conditions become depends, in part, on […]

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