Protecting the Roof Over Your Head
Every home is as unique as the family that lives inside. As a homeowner, renter or condominium owner, you need to take precautions towards protecting your most important financial asset. Our staff will conduct a detailed Freedom Plan review of your home in order to ensure that coverage for your house, condominium or apartment is customized to the specific details that make your home unique.
Each home insurance policy starts with the basics: coverage for the structure of your home, coverage for your personal property, liability protection, and additional living expenses. But, if disaster were to strike, would your home be adequately covered?
In addition to a standard homeowner’s policy, we also provide coverage for the following:
- Umbrella Liability
- Personal Articles Floater
- Replacement Cost Coverage
- Ordinance and Law Coverage
- Water Back-Up
Did you know that you may be subject to a coinsurance penalty on your homeowner’s policy in the event that the coverage purchased is less than 80% of the property’s replacement value? Or, did you know that there is a difference between replacement cost coverage and guaranteed replacement cost?