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3 Types of Insurance that College Students Need

3 Types of Insurance that College Students Need

By Richard A. McGrath, CIC, LIA It’s getting closer to back to school time, which means parents are busy buying their kids the essentials for college life, from bed sheets and toiletries to snacks and food for the mini fridge. However, most likely you’re forgetting about an important item to review that isn’t included on […]

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4 Emerging Risks for Today’s Homeowners

4-emerging-risks-for-todays-homeowners

By Richard A. McGrath, CIC, LIA Are you a homeowner or soon-to-be homeowner? Or maybe you have an expensive wine collection, jewelry collection or art collection? Homeowners and collectors have a significant amount to lose. As a homeowner, there are a few emerging risks that could greatly impact you and your financial security. Risk #1: […]

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Identity Theft and Fraud: It can happen to anyone

Identity Theft and Fraud It can happen to anyone

By Richard A. McGrath, CIC, LIA A recent study conducted by analysts at WalletHub, found that your level of vulnerability to identity theft and fraud may actually depend on what state you live in. According to the study, Massachusetts was ranked as the fourth highest state overall, and tied for the highest average loss amount […]

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Does My Homeowners Insurance Cover Home Improvement Projects?

Does My Homeowners Insurance Cover Home Improvement Projects?

By Richard A. McGrath, CIC, LIA Are you planning on making updates or renovations to your home this spring? Maybe you’re thinking of remodeling your kitchen or bathroom, or you finally decided to finish your basement or build that addition onto your house. Before you start construction on these types of projects, it’s important for […]

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Are My Pets Covered by My Insurance Policy?

Are My Pets Covered by My Insurance Policy

By Richard A. McGrath, CIC, LIA Our pets are members of the family and we love them unconditionally, even when they misbehave. The 2015-2016 National Pet Owners Survey conducted by the American Pet Products Association (APPA) found that 65 percent of U.S. households or approximately 79.7 million families own a pet. Additionally, the survey found […]

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Valuable Articles Insurance: Protection for your Treasured Possessions

Valuable Articles Insurance Protection for your Treasured Possessions

By Richard A. McGrath, CIC, LIA With the holidays long gone, it’s time to get back to a more normal schedule. But first, be sure to take a few minutes to sit down with your trusted independent agent to review your current insurance policies. And after the season of giving, it’s important to ensure that […]

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Will Your Health Insurance Cover You for Trips Abroad?

will-your-health-insurance-cover-you-for-trips-abroad

Are you planning on traveling abroad? Before you pack your bags, stop and think about whether your current health insurance plan will provide enough coverage while you’re out of the country. Most employer-sponsored health plans limit coverage to medical emergencies only when traveling outside of the U.S. But what if you need coverage for a […]

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How Do I Cancel my Plates and Registration?

How Do I Cancel my Plates and Registration

Did you recently sell your car, or maybe even donate it? Is your car going to be stored or undergoing repairs for an extended period of time? Or maybe you just got rid of your vehicle altogether. If so, it’s important that you follow these steps to cancel your plates and registration. You can now […]

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