Will Your Health Insurance Cover You for Trips Abroad?

will-your-health-insurance-cover-you-for-trips-abroadAre you planning on traveling abroad? Before you pack your bags, stop and think about whether your current health insurance plan will provide enough coverage while you’re out of the country. Most employer-sponsored health plans limit coverage to medical emergencies only when traveling outside of the U.S.

But what if you need coverage for a medical evacuation or routine service, such as a doctor’s visit?

McGrath Insurance has partnered with GeoBlue to provide you with single and multi-trip travel medical insurance that’s safe, secure and affordable, providing you with Freedom from Worry® anywhere in the world. Whether you’re traveling for leisure or business, as a student or as a missionary, GeoBlue can fill in your health and safety gaps internationally.

GeoBlue gives you access to quality care by finding a western-trained, English-speaking doctor with the appropriate skills, keeping you up-to-date on breaking news about health and safety threats, and translating key medical terms and brand name drugs. The benefits include worldwide medical evacuations; hospitalization, surgery, physician office visits, prescriptions and more; access to profiled, elite providers in 190 countries who accept direct payment from GeoBlue.

Additionally, GeoBlue plans are U.S. licensed and regulated and they don’t restrict illnesses or injuries resulting from a terrorist act, don’t impose pre-certification penalties for hospitalization, and provide coverage for pre-existing conditions for medical evacuation.

So what are you waiting for? Leave home feeling confident that a trusted source of care is available to you at a moment’s notice! Are you planning on a single trip? Get your free GeoBlue Voyager quote now. Or maybe you’re planning on multiple trips in a year? Get your free GeoBlue Trekker quote now.

GeoBlue TripProtector

Many travelers put themselves at risk when they invest in a vacation without trip insurance. The cost of any trip may not be refunded in the event of a cancellation due to a personal sickness or injury to you or a family member, an act of terrorism, adverse weather conditions and more.

Travel protection insurance covers certain non-refundable expenses should any listed circumstances force you to cancel or interrupt your vacation such as:

  • Trip cancellation/interruption for illness, terrorism, dangerous weather and more
  • Baggage delay, loss of baggage/personal effects
  • Trip delay and missed connections
  • Sickness, injury, inpatient/outpatient hospital visits
  • Prescription drugs
  • Medical evacuation, repatriation of remains, bedside visit and more

TripProtector offers three levels of protection: economy, classic, and preferred. Get your free TripProtector quote now.

For additional questions about these products, please contact Jennifer Krog at McGrath Insurance by calling 508-347-6850 or by emailing her at jkrog@mcgrathinsurance.com.

*This article was written for informational purposes only and should not be construed as providing legal advice.